Insurance Law: Analyzing Collapse

February 11, 2020 By Kent Bevan In Westchester Surplus Lines Insurance Company et al. v. Interstate Underground Warehouse, Interstate operated an underground storage facility in a cave that formerly housed a limestone mine near Kansas City, Missouri. Interstate...

Insurance Law: Exclusion Override

January 15, 2020 By Kent Bevan In Messina v. Shelter Insurance Company, the plaintiff, Messina, insured his home using Shelter Insurance Company. A brick veneer on an exterior wall of the house collapsed and Messina filed a property damage claim with Shelter, which...

Insurance Law: Covered or Excluded?

December 18, 2019 By Kent Bevan In Midwest Family Mutual Insurance Company v. Hari Om Rudra Hotel, LLC (hotel) the plaintiff, Midwest Family Mutual Insurance Company (MFM), issued a business owner’s policy to the hotel. During the policy term, water infiltrated...

Insurance Law: To Stack Or Not To Stack

November 25, 2019 By Kent Bevan In Aguilar v. Geico Casualty Company, Aguilar sustained serious injuries after a U-Haul truck driven by Hollandsworth ran into the motorcycle Aguilar was riding in Jackson County, Missouri. The claim was reported to Geico and the...

Insurance Law Alert: A Closer Reading

October 16, 2019 Kent Bevan In Aguilar v. Geico Casualty Company, Aguilar sustained serious injuries after a U-Haul truck driven by Hollandsworth ran into the motorcycle Aguilar was riding in Jackson County, Missouri.  The claim was reported to Geico and the company...

Insurance Law Alert: Partial vs. Total

September 4, 2019 Kent Bevan In Norwood-Redfield Apartments, Limited Partnership v. American Family Mutual Insurance Company, Apartments owned an apartment complex consisting of 32 buildings.  A fire occurring in 2010 destroyed one building and damaged two others of...