Insurance Law Alert: Read Before Applying

June 17, 2020 By Kent Bevan In Johnson v. State Farm Mutual Auto Insurance Company, Johnson appealed the trial court’s grant of summary judgment in favor of State Farm, which upheld an owned-vehicle uninsured motorist (UM) exclusion clause in two auto policies...

Insurance Law: Analyzing Collapse

February 11, 2020 By Kent Bevan In Westchester Surplus Lines Insurance Company et al. v. Interstate Underground Warehouse, Interstate operated an underground storage facility in a cave that formerly housed a limestone mine near Kansas City, Missouri. Interstate...

Insurance Law: Exclusion Override

January 15, 2020 By Kent Bevan In Messina v. Shelter Insurance Company, the plaintiff, Messina, insured his home using Shelter Insurance Company. A brick veneer on an exterior wall of the house collapsed and Messina filed a property damage claim with Shelter, which...

Insurance Law: Covered or Excluded?

December 18, 2019 By Kent Bevan In Midwest Family Mutual Insurance Company v. Hari Om Rudra Hotel, LLC (hotel) the plaintiff, Midwest Family Mutual Insurance Company (MFM), issued a business owner’s policy to the hotel. During the policy term, water infiltrated...