Insurance Law: Exclusion Override

January 15, 2020 By Kent Bevan In Messina v. Shelter Insurance Company, the plaintiff, Messina, insured his home using Shelter Insurance Company. A brick veneer on an exterior wall of the house collapsed and Messina filed a property damage claim with Shelter, which...

Insurance Law: Covered or Excluded?

December 18, 2019 By Kent Bevan In Midwest Family Mutual Insurance Company v. Hari Om Rudra Hotel, LLC (hotel) the plaintiff, Midwest Family Mutual Insurance Company (MFM), issued a business owner’s policy to the hotel. During the policy term, water infiltrated...

Insurance Law: To Stack Or Not To Stack

November 25, 2019 By Kent Bevan In Aguilar v. Geico Casualty Company, Aguilar sustained serious injuries after a U-Haul truck driven by Hollandsworth ran into the motorcycle Aguilar was riding in Jackson County, Missouri. The claim was reported to Geico and the...